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Apps Like B9: Best Cash Advance Alternatives

⚡ Quick picks

Won't switch your direct deposit? EarnIn or Dave link your existing bank.
Want budgeting + credit tools? Brigit bundles them with advances.
Highest limit? B9's $1,000 tops this group — if you'll bank there.

Last updated July 16, 2026 · Fact-checked against B9's live app listings ✓ Verified Jul 2026

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B9 isn't the only way to bridge a paycheck. If the required direct deposit or monthly fee doesn't fit, here are the alternatives we'd actually recommend — and who each one is best for.

App	Max advance	Model & cost	Best for
B9	Up to $1,000	Membership; direct deposit required	Daily-use account, higher limits
Dave	Up to $500	~$1/mo + flat 5% fee; no deposit needed	Occasional, predictable cost
EarnIn	~$750/pay period	No required subscription; hours-worked	Hourly W-2 workers, keep your bank
Brigit	Up to $500	~$8.99–$14.99/mo subscription	Budgeting + credit building

If you can't switch direct deposit

The single biggest reason people look past B9 is the deposit requirement. EarnIn, Brigit, and several others link your existing checking account instead, so you keep your current bank and still get an advance.

If you want the lowest cost

For a one-off advance, an app with no mandatory subscription usually wins — you avoid paying in months you don't borrow. If you borrow often and will use the banking features, a membership app like B9 can be worth it. We break the math down in B9 vs Dave.

If you get benefits or gig income

B9 is actually a strong option here, because it can qualify SSI/benefits and gig income routed as deposits. Read B9 requirements to confirm your income type.

A word of cautionCash advance apps are short-term tools, not a fix for a recurring shortfall. If you're leaning on advances every pay period, the fees add up — and a budgeting-first app may help more than a bigger advance.

Compare B9 head-to-head

See the detailed match-ups against the most popular apps.

B9 vs Dave B9 vs EarnIn B9 vs Brigit

Frequently asked questions

What apps are like B9?

The closest alternatives are Dave, EarnIn, and Brigit. Dave and EarnIn don't require switching your direct deposit; Brigit adds budgeting and credit-building tools.

What's the best cash advance app with no direct deposit?

Apps that link your existing bank — like EarnIn or Brigit — let you advance without moving your paycheck, unlike B9 which requires a qualifying deposit.

Which cash advance app gives the most money?

Among these, B9 has the highest ceiling (up to $1,000 for established Premium users), though most users start far below the maximum on any app.